About Us

MYCHAMA

MyChama is a private members-only savings club designed for individuals who believe in the power of consistent contributions and collective financial growth. Rooted in the trusted South African tradition of stokvels, MyChama modernizes group saving with structure, transparency, and purpose.

We’re not a bank. We’re not an app. We’re a legally governed community of like-minded individuals, pooling resources monthly and receiving meaningful rewards annually — all guided by a clear constitution and mutual trust.

It’s not about how much you save — it’s about how consistently you do it, and who you do it with.

Who We Are?

A Trusted Circle for Purpose-Driven Saving

At MyChama, we’re more than just a savings group — we’re a community united by accountability, transparency, and shared goals. Our model empowers everyday South Africans to save with intention, track their progress, and access their full returns every January 15th.
Membership is by invitation only, ensuring that every person in the circle is committed, trusted, and aligned. MyChama isn't for everyone — it’s for those ready to build wealth one contribution at a time, in the company of like-minded individuals.

What We Offer?

At MyChama, we provide a simple, secure, and structured way for committed members to save together and grow together. As a private circle, everything we offer is guided by trust, consistency, and purpose.

  • Fixed monthly contributions with annual payouts

  • A private, members-only savings community

  • Growth rewards agreed upon by all members

  • Transparent record-keeping and goal tracking

Teams

The Team Behind MyChama

Led by purpose, driven by trust — meet the individuals building a smarter, more secure way to save together.

Naisola Kimani

Founder & Chairperson

Naisola Kimani is the Founder and Chairperson of MyChama, a visionary leader dedicated to transforming the way South Africans save. With a passion for financial inclusion and community empowerment, Naisola brings years of experience in digital innovation, communications, and structured savings models.

Karabo Phutiyagae

Secretary

Karabo Phutiyagae is the Secretary of MyChama, a dedicated organiser focused on governance, communication, and operational efficiency. With a strong background in community coordination and administration, Karabo ensures that the circle runs smoothly and stays aligned with its values.

Cafe

Treasurer

Cafe is the Treasurer of MyChama, a financial strategist committed to transparency and sustainable growth. With a strong background in finance and community development, Cafe ensures that MyChama’s funds are managed with integrity, precision, and purpose.